Your numbers, in plain language, before it is too late to act on them.

Most owners find out how the business is really doing months after the fact, in a set of financial statements written for SARSthe IRS rather than for them. Milōn turns the same figures into a score, a cash forecast, and a short list of what to do next.

What you get in the first week

One health score. Nineteen ratios and four pillar scores collapsed into a single number you can actually hold in your head, with the workings still there when you want them.
A 13-week cash forecast. The shortfall weeks show up while there is still time to do something about them, rather than on the morning the debit orderACH bounces.
A ranked list of fixes. A playbook of ranked next moves, filtered to your situation and sorted by what would move your number most.
An action plan you can work from. The next moves become tasks, so the insight does not die in a PDF.
A shared workspace. Invite your accountant in so the two of you are finally looking at the same screen.

How it works

Give it your figures
Your accountant can connect QuickBooks Online or Xero, or you can upload financials or a bank statement. You do not need a clean, finalised set — the point is to start from what you actually have.
Read your score
Profitability, liquidity, efficiency and leverage each get a pillar score, and every ratio shows the number behind it.
Work the top three moves
Not the whole playbook. The three that would change your score the most, in the order that makes sense for your cash position.

The gap this actually closes

Your accountant already has your numbers. You are the one who has to make decisions with them. In most businesses those two facts never meet in the same month — the figures get prepared, filed, and explained once a year in a meeting you half remember.

Milōn puts both of you on one screen. Your accountant works where they already work, and what they produce reaches you as a score you can read in a minute, whenever you want to look. Their notes land on the exact number they refer to, so advice stops living in an email thread.

What Milōn is not

Not accounting software

It does not replace QuickBooks Online, Xero, or any other ledger, and it does not file anything with SARSthe IRS. It reads what your books already say and tells you what it means.

Not a replacement for your accountant

It is the thing you and your accountant argue over together. Most owners get more out of their accountant after using it, not less.

Not a crystal ball

The forecast is arithmetic on your own numbers and assumptions, shown honestly. Change an assumption and you see the effect immediately.

We are early, and we would rather say so. Spark is free while we build alongside our first users, paid plans are not being billed yet, and if something in the product is not finished we tell you inside the product rather than hiding it.

The short version

If you cannot answer “how many weeks of cash do I have, and what is the one thing that would most improve it” without phoning someone, that is the gap this fills. It takes one upload to find out.

Start with your own figures

Spark is free during early access and needs no card. Upload what you have and see your score before you decide whether any of this is worth your time.

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